People, poor and rich…

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“People, poor and rich, need reliable financing so that their ideas can be brought together with assets to generate long-run sustainable growth. The two key ingredients to a well-functioning market economy are competition and access, competition so that performance keeps improving and access so that everyone has a chance to participate and nobody’s talents are wasted”

(Raghuram G. Rajan, Economic Counsellor and Director, Research Department International Monetary Fund. Advisor for the International Year of Microcredit 2005 )

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Microcredits are a tool

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“Where once the poor were commonly seen as passive victims, microfinance recognizes that poor people are remarkable reservoirs of energy and knowledge. And while the lack of financial services is a sign of poverty, today it is also understood as an untapped opportunity to create markets, bring people in from the margins and give them the tools with which to help themselves” (Kofi Annan, Former UN Secretary General)

The micro credit movement

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“The micro credit movement, which is built around, and for, and with money, ironically, is at its heart, at its deepest root not about money at all. It is about helping each person to achieve his or her fullest potential. It is not about cash capital, it is about human capital. Money is merely a tool that unlocks human dreams and helps even the poorest and most unfortunate people on this planet achieve dignity, respect and meaning in their lives” (Muhammad Yunus. Nobel Peace Prize)